RBI Master Directions

Master Directions were introduced more recently as part of the RBI’s effort to streamline its regulations. Unlike Master Circulars, Master Directions continue to be updated dynamically as new guidelines or amendments are issued. This makes them a “live” document compared to the annual updates of Master Circulars. Master Directions provide detailed norms for various regulatory compliances and are legally backed by specific acts or regulations. They cover various subjects including, but not limited to, foreign exchange transactions, non-banking financial companies (NBFCs), and payment and settlement systems.

RBI Master Circulars

Master Circulars are comprehensive documents that consolidate all existing guidelines, instructions, and directives that have been issued by the RBI on a particular subject up to the date of the circular. These circulars are typically updated annually and are intended to serve as a single reference point for all stakeholders, including banks, financial institutions, and the public, to understand the regulatory expectations on a specific topic. Master Circulars cover a wide range of topics, such as loans and advances, priority sector lending, KYC norms, and many others.

Our Mission

Our mission is to make financial regulatory compliance as straightforward and accessible as possible. With RBI Master Directions, users can quickly find clear explanations and detailed answers without sifting through extensive documentation. We aim to enhance productivity and ensure compliance through technology-driven solutions that save time and reduce the risk of errors.

Our Technology

VoiceSphere, the technology powering RBI Master Directions, uses cutting-edge AI algorithms to understand and interpret the content of RBI Master Circulars and Directions. This allows us to provide precise, reliable, and quick responses to your inquiries, helping you stay compliant and informed.

Our Team

RBI Master Directions was established by a team of technology enthusiasts and financial experts, guided by Sathappan Sethuraman. Based in Bombay, Maharashtra, Sathappan is the Chief Operating Officer at Emirates NBD India and has over 22 years of experience in various foreign banks, where he specializes in Credit Risk, Business Analysis, and Relationship Management. In addition to his role at Emirates NBD, Sathappan writes weekly articles for Dinamalar, a leading Tamil news website, sharing insights on startups. Our team’s extensive experience in finance, compliance, and software development ensures we deliver high-quality services that meet the needs of our users.

Our Commitment

We are committed to continuous improvement and innovation. We regularly update our platform to incorporate the latest in AI technology and regulatory changes, ensuring that our users always have the most accurate and up-to-date information.

Contact Us

We’re here to help! If you have questions about RBI Master Directions or need assistance, feel free to reach out to us. Email us at rbimasterdirections@gmail.com, and we’ll respond promptly to your queries.